Sage Advisor Resources

Sage Advisor Resources Corp. is a subsidiary of the IBAA with over 30 years experience in offering exclusive policies and advice to IBAA members. Sage was created to provide IBAA broker members with comprehensive options for their E&O, D&O and Cyber protection. Sage programs are backed by Swiss Re Corporate Solutions America Insurance Corporation - Canadian Branch and April Canada. If you are an IBAA member interested in finding out more, reach out to one of our talented advisors today by clicking the button above.

If you're interested in learning more about how we can help your business, please contact our Sage Team.


We have been using Sage for years for our E&O coverage and could not be happier with the product and support Sage provides. Thankfully we have never had to use it, but it is comforting to know that Katy and the support team are in our corner if we ever do. Sage understands the needs of insurance brokers—I am confident I will never need to look anywhere else.

—Mid-sized Brokerage, Calgary


The E & O Program for IBAA members is provided through Swiss Re Corporate Solutions. Sage Advisor Resources Corp. provides a plan that includes broad protection with negotiated expanded coverage. The Swiss Re E & O policy offers a premium reduction for attendance at approved IBAA E & O webinar and also a claims-free experience reduction.

Any commission earned supports the important work of IBAA, and reduces the association’s dependency on membership dues; and by using Sage Advisor Resources Corp as your brokerages E & O insurance provider, sensitive and confidential brokerage information, such as finances, is not shared with your competitors.

Alberta Broker Application

Saskatchewan Broker Application



This policy is exclusive to Sage Advisor Resources Corp., in partnership with APRIL Canada (and underwritten by Tokio Marine Group).

Coverage provides $1 Million or $2 Million Limits

To qualify for this policy your brokerage must be able to respond “Yes” to these application questions:

  • Do you implement Multi-Factor Authentication (MFA) for remote access?
  • Do you have offsite (e.g. cloud) back-ups less than a month old?
  • Can you recover all of your business critical data and systems in 10 days?



To report E&O Claims:

To report Cyber Claims:

Payment Options

Sage clients have the following payment options:

  1. Payment in full by cheque or credit card
    • Credit Card Authorization form can be downloaded here.
    • Note: All credit card payments will be charged a service fee of 3%
  2. ClearPay
    • Brokers already using ClearPay, simply add Sage Advisor Resources as a payee
    • Brokers not yet using ClearPay can sign up here.
  3. 12 equal payments through First Insurance Funding with a preferred rate