Winter Driving Reminders: Tips to Stay Safe and Avoid Those Unexpected Costs
2025-01-22
We are deep into winter now, and let's be honest, driving in these conditions can be a bit of a challenge. From icy roads to sudden snow squalls, it's easy to get caught off guard. To help you stay safe and avoid those unexpected costs, here are a few winter driving reminders:
1. Winter Driving 101:
Drive Like Conditions Dictate: Slow down, increase following distance, and avoid sudden stops and starts.
Black Ice Watch: Be extra cautious on bridges and overpasses, as these areas are more prone to black ice.
Visibility Matters: Use your headlights to improve visibility.
2. Accidents Happen: What to Do Next
Stay Calm: If you're involved in an accident, stay calm and exchange insurance information with the other driver.
Document Everything: Take photos of the accident scene, any damage to your vehicle, and road conditions.
Contact Your Broker: Report the accident to your insurance broker as soon as possible.
3. Insurance Reminders:
Review Your Coverage: Take a few minutes to review your auto insurance policy with your insurance broker to ensure you have adequate coverage for winter driving.
Winter Tire Discounts: If you haven't already, check with your broker to see if you qualify for any discounts for using winter tires.
Understand Your Deductible: Review your deductible amount and consider whether it's appropriate for your budget.
Remember, winter driving can be unpredictable. By driving cautiously, staying prepared, and understanding your insurance coverage, you can help minimize risks and avoid those unexpected costs.
Have questions about your winter driving insurance coverage? Find a broker today for a personalized review!